FINANCIAL LITERACY AT THE MATRICULATE LEVEL FOR INCLUSIVE GROWTH IN RURAL AREAS OF HARYANA
Abstract
Growth of Nation is depends upon the literacy at the level of matriculation and decides the inclusion level of its population into the financial net. In India states are struggling with poverty,less financial instruments,lack of knowledge and what makes the problem more acute is very low financial in literacy.Mostly rural areas in harayana are facing many problems at the level matriculating and trapped by the influence of local money lenders.To achieve the objective of the study, two hundred N=200 reponsendents of 100 males and 100 females were selected from rural areas.To asses the financial literacy and its relation with different parameters such as age,gender,ocuupation,monthly income and education.In this paper examine the hypothesis present study crosstab correlation and chisquare test was applied to compare the association between different variables.
Keyword : #
This work is licensed under a Creative Commons Attribution 4.0 International License.
References
Anthes, W.L. (2004). Frozen in the headlights: The dynamics of women and money, Journal of Financial Planning, 13 (9), 130-142. Ramasawmy D, Thapermall S, Dowlut SA, Ramen M. A Study of the Level of Awareness of Financial Literacy among Management Undergraduates. 2013;(February):978-1. Mason, L. J., &Wilson, M.S. (2000). Conceptualizing financial literacy. Business School Research Paper Series: Paper 2000:7, Loughborough University. Gathergood, j. & Weber, j. (2014). ‘Self-Control, Financial Literacy & the Co-Holding Puzzle’. Journal of Economic Behavior & Organization, 107(PartB), pp. 455–469. Levi-D'Ancona, Emily, "Financial Literacy and Financial Inclusion of Women in Rural Rajasthan" (2014). Independent Study Project(ISP) Collection. Paper1953. http://digitalcollections.sit.edu/isp_collection/1953 Bijli, Heena K. “Financial Literacy: An Essential Tool for Empowerment of Women Through d Community Science, Volume 6, No.2 (2012): 77-85. Sabri, Mohamad Fazli Fazli, "Pathways to financial success: Determinants of financial literacy and financial well-being among youngadults" (2011). Graduate Theses and Dissertations. Paper 11205. Kamath, R. (2015) Financial inclusion: Policies and practices. IIMB Management review vol.27,issue .4 Crisil report, 2015 Wagner, Jamie, "AN ANALYSIS OF THE EFFECTS OF FINANCIAL EDUCATION ON FINANCIAL LITERACY AND FINANCIAL BEHAVIORS" (2015). Dissertations and Theses from the College of Business Administration. Paper 50. Klatt, Ma r tha E “An Assessment of Women's Financial Literacy The Graduate School” University of Wisconsin-Stout Menomonie2009 edition Gupta P, Singh B. Role of Literacy Level in Financial Inclusion in India : Empirical Evidence. 2013;1(3):1-5. doi:10.7763/JOEBM.2013.V1.59. Sabri MF. Pathways to financial success: Determinants of financial literacy and financial well-being among young adults. ProQuest Diss Theses. 2011;Ph.D.(January 2011). doi:http://dx.doi.org/10.1108/17506200710779521. Tschache CA. Importance of financial literacy and financial literacy content in curriculum. Dissertation. 2009;(July). Sarma, M. (2012) Index of Financial Inclusion – A measure of financial sector inclusiveness. Berlin Working Papers on Money, Finance, Trade and Development, Working Paper No. 07/2012 Tejani, R. (2011) Financial Inclusion and Performance of Rural Co-operative Banks in Gujarat. Research Journal of Finance and Accountingwww.iiste.org.ISSN 2222-1697 (Paper)ISSN 2222-2847 (Online) Vol 2, No 6.