AN ANALYTICAL STUDY OF NON-PERFORMING ASSETS AND PROFITABILITY OF GRAMIN BANK OF ARYAVART
Abstract
From 1976 onwards, Regional Rural Banks, after coming into existence, sprayed banking services in regional areas and states like Uttar Pradesh. A large number of people are staying in rural areas also benefited from its banking services. In the year 2005 onwards, Regional Rural Banks are going through the merging phase. Gramin Bank of Aryavart constituted on 1st April 2013 after the amalgamation of Aryavart Kshetriya Gramin Bank and Shreyas Gramin Bank. This paper analyses the Non-Performing Assets and how they affected bank profitability from 2018 to 2022. Data analysis based on both parametric and non-parametric tools like ANOVA Test, Friedman Test.
Keyword : Regional Rural Banks, Gramin Bank of Aryavart, Non-Performing Assets, ANOVA and Friedman Test.
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References
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